Disclosures & Licenses

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  • A conventional mortgage loan is a “conforming” loan, which simply means that it meets the requirements for Fannie Mae or Freddie Mac.
  • A conventional loan is a mortgage loan that’s not backed by a government agency.
  • Conventional loans are originated, backed and serviced by private mortgage lenders like banks, credit unions and other financial institutions.
  • Conventional loans are a great option for all types of homebuyers, from first-timers to seasoned investors.

Prime Home Loans Disclosures And License Information

Prime Home Loans is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Prime Home Loans State Disclosure Requirements

Prime Home Loans, Inc. is a licensed mortgage lender. *The following states require disclosure of licensing information.* (If your state is not listed, it doesn’t require a specific license disclosure):

ALABAMA

Consumer Credit License #20786

FLORIDA

Mortgage Brokers License #21657

GEORGIA

Mortgage Lender License/Registration #14971

MARYLAND

Mortgage Lender License #22966

MICHIGAN

1st Mortgage Broker/Lender License #FL0022835

NEW JERSEY

Licensed by the N.J. Department of Banking and Insurance
Lic/Reg #: 98975

SOUTH CAROLINA-BFI

Mortgage Lender / Servicer License #MLS-98975

TENNESSEE

Mortgage License #109087

TEXAS-SML

Mortgage Company License

VIRGINIA

Broker License / Lender License #MC-6798

Visit the NMLS access page for more information. NMLSConsumerAccess.org

In Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT Prime Home Loans. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT Prime Home Loans.

Written Servicing Requests

If you have concerns regarding the servicing of your loan, you can send us a Qualified Written Request (QWR), Information Request, or Notice of Error. It must be sent to the address below. Please include your specific concern or question and account number.

Prime Home Loans, Inc.

32444 Duluth Hwy Suite #101 Duluth, GA 30097
T 1-866-586-9223
F (800) 878-3207
E-mail : [email protected]
NMLS #98975

For more information on these requests, please visit the Prime Home Loans.