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Prime Home Loans, Inc.
  • Home
  • Loan Programs
    • Mortgage Loans
      • FHA Loans
      • VA Loan
      • Jumbo Loans
      • Conventional Loans
    • Special Programs
      • No Income Verification
      • First Time Home Buyer Programs
      • Freddie Mac Home Possible
      • Fannie Mae Home Ready
    • Refinance Programs
      • Conventional Refinance
      • FHA Streamline
      • Why Refinance?
  • Rates
    • Mortgage Rates
    • Rates & Cost
  • Learning Center
  • About Us
  • Contact Us
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Blog

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Who Prime Home Loans, Inc. Serves and How We Help

Avatar for Vinicius CarvalheiraMortgage TipsSeptember 17, 2026
Who Prime Home Loans, Inc. Serves and How We Help Choosing a mortgage lender often comes down to more than interest rates. ... Read More
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What Is a WVOE Loan? Written Verification of Employment

Avatar for PHL101Mortgage TipsJuly 20, 2026
What Is a WVOE Loan? Written Verification of Employment, Explained If you’ve come across the term “WVOE” while researching mortgages, you’re not ... Read More
Can Visa Holders Get a Mortgage & Buy Home in the U S ?

Can Visa Holders Get a Mortgage & Buy Home in the U.S.?

Avatar for PHL101Mortgage TipsMarch 15, 2026
Understand FHA loans, how they compare to conventional loans, and when they fit your financial situation for buying a home. ... Read More
What Is an FHA Loan and Who Is It Right For?

What Is an FHA Loan and Who Is It Right For?

Avatar for PHL101Mortgage TipsFebruary 23, 2026
Understand FHA loans, how they compare to conventional loans, and when they fit your financial situation for buying a home. ... Read More
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How to Refinance After Buying at a High Interest Rate

Avatar for PHL101Mortgage TipsJanuary 22, 2026
Refinance your home loan smartly after buying at a high rate. Learn when it makes sense and how to lower payments, shorten terms, or access equity. ... Read More
The Complete Guide to Closing Costs for Buying a Home in the U S

The Complete Guide to Closing Costs for Buying a Home in the U.S.

Avatar for PHL101Mortgage TipsDecember 5, 2025
The Complete Guide to Closing Costs for Buying a Home in the U.S. Buying a home in the United States involves more ... Read More
5 Fastest Ways to Raise Your Credit Score in the U S

5 Fast Ways to Build Your U.S. Credit Score

Avatar for PHL101Credit ScoresNovember 1, 2025
5 Fastest Ways to Raise Your Credit Score in the U.S. (Even if You’re New Here) When you first move to the ... Read More
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Can You Buy a House in the U.S. with a Visa?

Avatar for PHL101Credit ScoresOctober 6, 2025
Can H1B, F1 & Visa Holders Buy a House in the U.S.? At Prime Home Loans, we often receive questions from individuals ... Read More
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How to Build Credit in the U.S. with American Express Cards

Avatar for PHL101Credit ScoresAugust 7, 2025
Does American Express Build Credit? How to Build U.S. Credit with Amex If you’re starting your financial journey in the U.S., establishing ... Read More
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What is PMI? Private Mortgage Insurance Explained

Avatar for PHL101Mortgage TipsMay 1, 2025
Understand Private Mortgage Insurance (PMI), its costs, and ways to avoid or remove it faster when buying or refinancing your home. ... Read More
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Elevate Your Home’s Value With Curb Appeal

Avatar for PHL101UncategorizedFebruary 21, 2025
Enhance curb appeal and property value with budget-friendly exterior improvements like landscaping, painting, lighting, and entryway updates. ... Read More
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Understand Your Credit Score: Get Your Free Credit Report Today!

Avatar for PHL101Mortgage TipsJanuary 3, 2025
Essential tips for first-time home buyers to navigate the process, secure the best mortgage, and avoid common mistakes on your journey to homeownership. ... Read More

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What Our Customers Say

Google
Seulki Lee profile picture
Seulki Lee
January 27, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Philip and DY are the best! They helped me close on my first home with an amazing mortgage rate. As someone new to the U.S., I had a lot of hurdles, but they handled everything perfectly. Professional, responsive, and extremely helpful. Five stars all the way!
Google
K L profile picture
K L
December 15, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I just closed on the house today. Thank you so much for all your help, DY. We would not have been able to close on time without your support. Your dedication truly made this possible. Happy Holidays!
Google
JoAn Kim profile picture
JoAn Kim
November 25, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Jessie Yim was wonderful, kind and thorough! He helped very patiently from the beginning of the loan process to the end. I highly recommend Mr. Yim and Prime Home Loans if you’re looking for a house mortgage in Georgia. 임선생님께서 친절하고 꼼꼼하게 도와주셔서 아무런 문제없이 모기지를 받을 수 있었습니다! 감사드려요!
Google
SEUNGMOK LEE profile picture
SEUNGMOK LEE
November 11, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I obtained our first home mortgage through Prime Home Loan. Whenever the construction company or real estate agent requested documents, Prime Home Loan responded promptly, ensuring all procedures proceeded smoothly. I sincerely thank them for helping our family secure our first home. I plan to use Prime Home Loan again when our family moves next time. I've recommended them to others, and everyone has been satisfied.
Google
Joseph Kim profile picture
Joseph Kim
November 6, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
This is highly reliable business run by a trustworthy company
Google
H Kim profile picture
H Kim
November 5, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
세심하고 빠른 진행, 클로징이 완료 될 때까지 세세하게 챙겨주시고 전문적이고 친절했습니다. 상담 과정에서 모든 옵션을 자세히 설명해 주셨습니다. 서류 처리도 신속해서 스트레스 없이 대출을 마무지었습니다.
Google
Kim Henry profile picture
Kim Henry
November 5, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a fantastic experience using PrimeLoan! Whenever I ran into an issue or just had a quick question during the process, their team was super fast at getting everything sorted out. Seriously, the speed was impressive! What really made an impact was their responsible and accountable approach when a tricky situation arose. I was genuinely touched by how they took full ownership and didn't rest until the issue was completely resolved. It's rare to find that level of commitment these days. Highly recommend them—you're in good hands!
Google
고상현 profile picture
고상현
November 5, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
They always provide feedback very quickly, and their responses to me are sincere and thoughtful — I can genuinely feel that. That’s what I’m always most grateful for. In addition, they explain things in a practical and easy-to-understand way that matches my level, which makes it much easier for me to grasp everything.
Google
Edward JUNG profile picture
Edward JUNG
November 4, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I got a great experience with prime home loans and specially, my agant is Jay Kim. From start to finish, he was so kind and explaining everything clearly. he helped me get a great interest rate! I am truly grateful for their support and highly recommend prime home loans to anyone looking for a mortgage.
Google
Young Garagr profile picture
Young Garagr
November 4, 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
프라임홈론에서 주택 대출을 진행했는데 상담부터 승인까지 정말 빠르고 친절했습니다. 이자율도 좋았고, 설명도 자세해서 믿음이 갔습니다. 앞으로도 주변에 추천하고 싶습니다!

The Prime Home Loan Process

Fill Loan Form Application

You can easily fill your loan application form based on your requirement.

Our Team Approval

Our team will receive your loan application and quickly review it to get you approved.

Get Funding

Congratulations! You get fast and easy funding as per your requirement.
Get Started TodayGet Started Today
Prime Home Loans logo

From start to finish, Prime Home Loans, Inc has dedicated team members with a direct point of contacts available to clients and realtors alike.

Corporate Office

  • 2444 Duluth Hwy Suite #101 Duluth, GA 30097
  • (866) 586-9223
  • (800) 878-3207
  • info@phl101.com
  • Mon - Fri 9:00 AM - 5:30 PM
    Sat: Appointments only

Branch - New Jersey

  • 1617 Parker Ave 2nd Floor, Fort Lee, NJ 07024
  • (866) 586-9223
  • info@phl101.com

Branch - Texas

  • 8000 West IH 10, Suite 600 San Antonio TX 78230
  • (866) 586-9223
  • info@phl101.com
  • TX: Consumer Complaints

Prime Home Loans, Inc. NMLS #98975; NMLSConsumerAccess.org. Equal Housing Lender. Licensed in AL - Consumer Credit License #20786; FL – Mortgage Lender License #MLD1554; GA – Mortgage Lender License/Registration #14971; MI – 1st Mortgage Broker/Lender License #FL0022835; NJ - Licensed by the N.J. Department of Banking and Insurance Lic/Reg #: 98975; SC-BFI – Mortgage Lender / Servicer License #MLS-98975; TN – Mortgage License #98975; TX-SML – Mortgage Company License; VA – Broker License / Lender License #MC-6798. Conditions may apply.

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