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Prime Home Loans, Inc.
  • Home
  • Loan Programs
    • Mortgage Loans
      • FHA Loans
      • VA Loan
      • Jumbo Loans
      • Conventional Loans
    • Special Programs
      • No Income Verification
      • First Time Home Buyer Programs
      • Freddie Mac Home Possible
      • Fannie Mae Home Ready
    • Refinance Programs
      • Conventional Refinance
      • FHA Streamline
      • Why Refinance?
  • Rates
    • Mortgage Rates
    • Rates & Cost
  • Learning Center
  • About Us
  • Contact Us
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Investor

Post 2026 10 19 01 PHL 360x320

How DSCR Loans Help Investors Qualify Differently

Avatar for Vinicius CarvalheiraInvestorOctober 19, 2026
How DSCR Loans Help Investors Qualify Differently Real estate investors scaling a rental property portfolio often hit a common wall: at some ... Read More

What Our Customers Say

 
 
 
 
 
 
 
  
 
 
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 Seulki Lee profile picture 
 
 
 Seulki Lee 
 
January 27, 2026
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
Philip and DY are the best! They helped me close on my first home with an amazing mortgage rate. As someone new to the U.S., I had a lot of hurdles, but they handled everything perfectly. Professional, responsive, and extremely helpful. Five stars all the way!
  
 
  
 
 
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 K L profile picture 
 
 
 K L 
 
December 15, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
I just closed on the house today. Thank you so much for all your help, DY. We would not have been able to close on time without your support. Your dedication truly made this possible.
Happy Holidays!
  
 
  
 
 
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 JoAn Kim profile picture 
 
 
 JoAn Kim 
 
November 25, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
Jessie Yim was wonderful, kind and thorough! He helped very patiently from the beginning of the loan process to the end. I highly recommend Mr. Yim and Prime Home Loans if you’re looking for a house mortgage in Georgia. 임선생님께서 친절하고 꼼꼼하게 도와주셔서 아무런 문제없이 모기지를 받을 수 있었습니다! 감사드려요!
  
 
  
 
 
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 SEUNGMOK LEE profile picture 
 
 
 SEUNGMOK LEE 
 
November 11, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
I obtained our first home mortgage through Prime Home Loan. Whenever the construction company or real estate agent requested documents, Prime Home Loan responded promptly, ensuring all procedures proceeded smoothly. I sincerely thank them for helping our family secure our first home. I plan to use Prime Home Loan again when our family moves next time. I've recommended them to others, and everyone has been satisfied.
  
 
  
 
 
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 Joseph Kim profile picture 
 
 
 Joseph Kim 
 
November 6, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
This is highly reliable business run by a trustworthy company
  
 
  
 
 
 Google 
 H Kim profile picture 
 
 
 H Kim 
 
November 5, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
세심하고 빠른 진행, 클로징이 완료 될 때까지 세세하게 챙겨주시고 전문적이고 친절했습니다. 상담 과정에서 모든 옵션을 자세히 설명해 주셨습니다. 서류 처리도 신속해서 스트레스 없이 대출을 마무지었습니다.
  
 
  
 
 
 Google 
 Kim Henry profile picture 
 
 
 Kim Henry 
 
November 5, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
I had a fantastic experience using PrimeLoan!
Whenever I ran into an issue or just had a quick question during the process, their team was super fast at getting everything sorted out. Seriously, the speed was impressive!
What really made an impact was their responsible and accountable approach when a tricky situation arose. I was genuinely touched by how they took full ownership and didn't rest until the issue was completely resolved. It's rare to find that level of commitment these days.
Highly recommend them—you're in good hands!
  
 
  
 
 
 Google 
 고상현 profile picture 
 
 
 고상현 
 
November 5, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
They always provide feedback very quickly, and their responses to me are sincere and thoughtful — I can genuinely feel that. That’s what I’m always most grateful for. In addition, they explain things in a practical and easy-to-understand way that matches my level, which makes it much easier for me to grasp everything.
  
 
  
 
 
 Google 
 Edward JUNG profile picture 
 
 
 Edward JUNG 
 
November 4, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
I got a great experience with prime home loans and specially, my agant is Jay Kim. From start to finish,  he was so kind and explaining everything clearly. he helped me get a great interest rate! I am truly grateful for their support and highly recommend prime home loans to anyone looking for a mortgage.
  
 
  
 
 
 Google 
 Young Garagr profile picture 
 
 
 Young Garagr 
 
November 4, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5 
프라임홈론에서 주택 대출을 진행했는데 상담부터 승인까지 정말 빠르고 친절했습니다. 이자율도 좋았고, 설명도 자세해서 믿음이 갔습니다. 앞으로도 주변에 추천하고 싶습니다!

The Prime Home Loan Process

Fill Loan Form Application

You can easily fill your loan application form based on your requirement.

Our Team Approval

Our team will receive your loan application and quickly review it to get you approved.

Get Funding

Congratulations! You get fast and easy funding as per your requirement.
Get Started TodayGet Started Today
Prime Home Loans logo

From start to finish, Prime Home Loans, Inc has dedicated team members with a direct point of contacts available to clients and realtors alike.

Corporate Office

  • 2444 Duluth Hwy Suite #101 Duluth, GA 30097
  • (866) 586-9223
  • (800) 878-3207
  • info@phl101.com
  • Mon - Fri 9:00 AM - 5:30 PM
    Sat: Appointments only

Branch - New Jersey

  • 1617 Parker Ave 2nd Floor, Fort Lee, NJ 07024
  • (866) 586-9223
  • info@phl101.com

Branch - Texas

  • 8000 West IH 10, Suite 600 San Antonio TX 78230
  • (866) 586-9223
  • info@phl101.com
  • TX: Consumer Complaints

Prime Home Loans, Inc. NMLS #98975; NMLSConsumerAccess.org. Equal Housing Lender. Licensed in AL - Consumer Credit License #20786; FL – Mortgage Lender License #MLD1554; GA – Mortgage Lender License/Registration #14971; MI – 1st Mortgage Broker/Lender License #FL0022835; NJ - Licensed by the N.J. Department of Banking and Insurance Lic/Reg #: 98975; SC-BFI – Mortgage Lender / Servicer License #MLS-98975; TN – Mortgage License #98975; TX-SML – Mortgage Company License; VA – Broker License / Lender License #MC-6798. Conditions may apply.

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